You can’t always plan life’s big events. Whether you want to purchase an engagement ring, wedding band, or another piece of jewelry for yourself or a special someone, you may prefer to spread out your payments over time instead of putting down a lump sum. That’s where jewelry financing comes in – you can buy now, pay later, and you or your loved one can enjoy your jewelry right away.
Serving Avon Lake and the surrounding Cleveland, Ohio, area, Peter & Co. Jewelers offers financing to customers who qualify. With an extensive selection of special occasion jewelry, we’ve established a reputation for the best products, unparalleled customer service, and knowledgeable in-store associates. Learn more about financing options for your jewelry purchase or repair.
What Is Jewelry Financing?
If you’re planning to buy jewelry, you may not have enough money saved up to pay for an item outright. Financing allows a buyer to purchase a piece of jewelry, such as an engagement ring, that costs more than the cash they have on hand. Jewelry financing is offered by a lender, such as a bank. The lender and the buyer agree to a set of terms upfront, such as payment schedule and interest rates.
There are a few options available for financing jewelry purchases:
Use a credit card
Finance the purchase through a jeweler
Financing Options at Peter & Co. Jewelers
At Peter & Co. Jewelers, we are proud to provide financing for jewelry purchases and repairs. As a member of the American Gem Society (AGS), we offer financing for customers with approved credit
through the AGS Credit Card. That is an excellent solution for those who want to finance a purchase, such as an engagement ring, over time. The benefits of this credit card include:
Monthly payments: Make convenient payments each month that fit your budget.
Account management: Wells Fargo’s user-friendly tools make it easy to pay your bill and manage your account online.
Special rates and terms: Customers may be eligible for special financing where available.
The American Gem Society Credit Card is issued with approved credit by Wells Fargo Bank, N.A. Customers who wish to open a line of credit with the AGS Credit Card can apply now through Wells Fargo. To apply for a credit card issued by Wells Fargo Bank, N.A., you will need to provide an email address, your income information, and your Social Security Number or Individual Taxpayer Identification Number.
Another easy financing solution for online purchases is monthly financing with Affirm. Peter & Co. Jewelers partners with Affirm to offer world-class payment options without a catch — no trapdoors and no hidden fees. The amount you see during checkout is what you pay. Learn more about Affirm monthly financing.
What Types of Jewelry Can I Finance?
At Peter & Co. Jewelers, customers who are approved for financing can use it toward the purchase of any type of fine jewelry. That includes:
If you currently own a watch or piece of jewelry that needs to be repaired, you can also use the American Gem Society Credit Card to cover the cost of repairs.
A Legacy of Quality and Service
Founded in 1987, Peter & Co. Jewelers is proud to provide high-fashion jewelry from a selection of leading designers. We also design custom jewelry and carry an in-house Signature Collection. Our experienced team is known for our attention to detail and personalized service. Additionally, our store services include:
Peter & Co. Jewelers offers a welcoming, no-pressure environment where customers can browse, ask questions, and learn more about our fine jewelry and onsite services.
Visit Peter & Co. Jewelers
If you’re looking for jewelry from a trusted local business, turn to Peter & Co. Jewelers. In addition to providing a carefully curated inventory, we can walk you through your options for jewelry financing. Our store is located in Avon Lake, OH, and we serve customers throughout the surrounding Cleveland, OH, area. Come see why we’ve been a trusted source of high-end jewelry for generations. To learn more about our selection and financing, contact us or text or call us with questions at 440-933-4871.